The Vantage Point
Data-driven insights, thoughts and opinions to help you navigate the intersection of education and finance and its impact on the private student loan landscape.
Monogram: Who We Are & Why We Do What We Do
A lot has changed in the student loan industry over the past thirty years, yet the people of Monogram have been a constant. Throughout every change, we’ve been there to help banks, credit unions, affinity organizations, families, and financial aid officers effectively evolve to meet new industry regulations and customer expectations.
Today, we’re excited to be entering our next chapter as Monogram.
Announcing our newest loan product: Abe
Paying for college has become more expensive and complicated than ever. Some universities and colleges announced they will soon begin charging up to $100,000 per year. Yet, federal student aid remains volatile, and 529 plans and scholarships are often not enough to help many families meet this increasing price tag.
Why You Should Offer a Gap Loan
The cost of higher education continues to grow. A number of colleges recently announced tuition increases to as high as $90,000 per year. This is a staggering number considering the real median household income was $74,580 in 2022 according to the US Census Bureau.